Compare Mutual Funds

Insights from Fund Comparison

• Both UTI-India Consumer Fund - Direct (G) and Union Active Momentum Fund - Direct (IDCW) are Sectoral / Thematic, Equity schemes. UTI-India Consumer Fund - Direct (G) is 13 yrs 3 m old and manages ₹689.9 Crs, whereas Union Active Momentum Fund - Direct (IDCW) is 1 yrs 4 m old with ₹445.02 Crs.
• UTI-India Consumer Fund - Direct (G) is therefore older and larger, which may indicate more experience and investor confidence.
• UTI-India Consumer Fund - Direct (G) has its top 3 sectors in Automobile (25.36%), FMCG (9.59%), and E-Commerce/App based Aggregator (7.26%), while Union Active Momentum Fund - Direct (IDCW) focuses on Banks (25.68%), Finance (14.07%), and Steel (8.86%).
• The funds are completely different in sector allocation, which could result in very different performance patterns based on sector trends.
• UTI-India Consumer Fund - Direct (G) holds MAHINDRA & MAHINDRA LTD. (8.06%), MARUTI SUZUKI INDIA LTD. (7.06%), BHARTI AIRTEL LTD. (7.03%), ETERNAL LIMITED (5.84%), and TITAN COMPANY LTD. (5.75%), whereas Union Active Momentum Fund - Direct (IDCW) holds Indian Bank (3.15%), Jindal Steel Ltd. (3.09%), TREPS (3.09%), Shriram Finance Ltd. (3.07%), and Bank of India (3.06%).
• The funds have completely different top holdings, which means their performance could diverge significantly depending on which stocks or sectors lead the market.
• In terms of risk profile, UTI-India Consumer Fund - Direct (G) has 98.27% equity and 0.00% debt, while Union Active Momentum Fund - Direct (IDCW) has 95.86% equity and 0.07% debt.
• Risk profile is similar for both funds.
• UTI-India Consumer Fund - Direct (G) outperformed Union Active Momentum Fund - Direct (IDCW) in 1 Year (returns: -3.72% ) but underperformed in 3 Months, 6 Months, 3 Years, 5 Years (returns: -14.55%, -13.19%, 12.56%, 10.60%). This mixed performance indicates strength in certain market cycles while highlighting periods of relative weakness, suggesting selective timing or careful monitoring may be needed.