Compare Mutual Funds

Insights from Fund Comparison

• Both Nippon India Value Fund (IDCW) and Union Value Fund (IDCW) are Value Fund, Equity schemes. Nippon India Value Fund (IDCW) is 16 yrs 8 m old and manages ₹9,246.02 Crs, whereas Union Value Fund (IDCW) is 7 yrs 0 m old with ₹369.58 Crs.
• Nippon India Value Fund (IDCW) is therefore older and larger, which may indicate more experience and investor confidence.
• Nippon India Value Fund (IDCW) has its top 3 sectors in Banks (26.92%), IT - Software (8.57%), and Finance (6.70%), while Union Value Fund (IDCW) focuses on Banks (22.87%), Finance (8.20%), and IT - Software (7.26%).
• Both funds have identical top sector allocations, so sector-level performance will likely impact them similarly.
• Nippon India Value Fund (IDCW) holds HDFC Bank Limited (8.80%), Triparty Repo (3.93%), Infosys Limited (3.71%), ICICI Bank Limited (3.46%), and State Bank of India (3.45%), whereas Union Value Fund (IDCW) holds HDFC Bank Ltd. (7.20%), Reliance Industries Ltd. (5.17%), Bharti Airtel Ltd. (3.78%), State Bank of India (3.22%), and Infosys Ltd. (3.19%).
• The funds share exposure to State Bank of India, which makes their performance partly correlated. However, the unique holdings like HDFC Bank Limited in Nippon India Value Fund (IDCW) and HDFC Bank Ltd. in Union Value Fund (IDCW) can create divergence depending on how these stocks perform.
• In terms of risk profile, Nippon India Value Fund (IDCW) has 96.19% equity and 0.00% debt, while Union Value Fund (IDCW) has 97.36% equity and 0.16% debt.
• Risk profile is similar for both funds.
• Nippon India Value Fund (IDCW) outperformed Union Value Fund (IDCW) in 3 Months, 3 Years, 5 Years (returns: 1.50%, 20.09%, 21.93% ) but underperformed in 6 Months, 1 Year (returns: 0.65%, -2.11%). This mixed performance indicates strength in certain market cycles while highlighting periods of relative weakness, suggesting selective timing or careful monitoring may be needed.