Compare Mutual Funds

Insights from Fund Comparison

• Both Nippon India Value Fund (IDCW) and Union Value Fund (IDCW) are Value Fund, Equity schemes. Nippon India Value Fund (IDCW) is 16 yrs 9 m old and manages ₹9,153.07 Crs, whereas Union Value Fund (IDCW) is 7 yrs 2 m old with ₹370.7 Crs.
• Nippon India Value Fund (IDCW) is therefore older and larger, which may indicate more experience and investor confidence.
• Nippon India Value Fund (IDCW) has its top 3 sectors in Banks (26.69%), IT - Software (9.09%), and Consumer Durables (7.69%), while Union Value Fund (IDCW) focuses on Banks (21.85%), Finance (8.68%), and IT - Software (8.55%).
• The funds share exposure to Banks and IT - Software, but differ in the rest, which means they will partially move together but may diverge depending on how the unique sectors perform.
• Nippon India Value Fund (IDCW) holds HDFC Bank Limited (8.75%), Vedanta Limited (3.97%), Infosys Limited (3.57%), State Bank of India (3.50%), and ICICI Bank Limited (3.38%), whereas Union Value Fund (IDCW) holds HDFC Bank Ltd. (7.06%), Reliance Industries Ltd. (5.17%), Bharti Airtel Ltd. (3.78%), Shriram Finance Ltd. (3.22%), and State Bank of India (3.22%).
• The funds share exposure to State Bank of India, which makes their performance partly correlated. However, the unique holdings like HDFC Bank Limited in Nippon India Value Fund (IDCW) and HDFC Bank Ltd. in Union Value Fund (IDCW) can create divergence depending on how these stocks perform.
• In terms of risk profile, Nippon India Value Fund (IDCW) has 97.29% equity and 0.00% debt, while Union Value Fund (IDCW) has 97.76% equity and 0.08% debt.
• Risk profile is similar for both funds.
• Nippon India Value Fund (IDCW) outperformed Union Value Fund (IDCW) across all timeframes (3M, 6M, 1Y, 3Y, 5Y), demonstrating consistent performance and resilience in all market cycles. Returns were -3.36% , 1.27% , 8.70% , 22.22% , and 21.12% versus Union Value Fund (IDCW)'s -2.60% , 0.78% , 11.50% , 18.23% , and 18.00% .