Compare Mutual Funds

Insights from Fund Comparison

• Both Nippon India Value Fund (IDCW) and Union Value Fund (IDCW) are Value Fund, Equity schemes. Nippon India Value Fund (IDCW) is 17 yrs 6 m old and manages ₹8,479.02 Crs, whereas Union Value Fund (IDCW) is 7 yrs 11 m old with ₹377.8 Crs.
• Nippon India Value Fund (IDCW) is therefore older and larger, which may indicate more experience and investor confidence.
• Nippon India Value Fund (IDCW) has its top 3 sectors in Banks (26.07%), Consumer Durables (7.04%), and IT - Software (6.68%), while Union Value Fund (IDCW) focuses on Banks (21.15%), IT - Software (7.63%), and Pharmaceuticals (5.63%).
• The funds share exposure to Banks and IT - Software, but differ in the rest, which means they will partially move together but may diverge depending on how the unique sectors perform.
• Nippon India Value Fund (IDCW) holds HDFC Bank Limited (7.31%), State Bank of India (4.37%), Axis Bank Limited (3.81%), NTPC Limited (3.59%), and ICICI Bank Limited (3.36%), whereas Union Value Fund (IDCW) holds ICICI Bank Ltd. (6.44%), HDFC Bank Ltd. (4.12%), TREPS (3.85%), Reliance Industries Ltd. (3.75%), and Axis Bank Ltd. (3.21%).
• The funds have completely different top holdings, which means their performance could diverge significantly depending on which stocks or sectors lead the market.
• In terms of risk profile, Nippon India Value Fund (IDCW) has 96.60% equity and 0.00% debt, while Union Value Fund (IDCW) has 96.34% equity and 0.08% debt.
• Risk profile is similar for both funds.
• Nippon India Value Fund (IDCW) showed short-term strength over 3 Months, 6 Months (returns: -8.58%, -8.90%), outperforming Union Value Fund (IDCW) by 1.5%, 3.61%. However, other periods (1 Year, 3 Years, 5 Years, returns: -11.53%, 10.12%, 10.07% ) lagged behind, suggesting this could be a temporary upswing. Monitor for sustained momentum before making long-term decisions.