Compare Mutual Funds

Insights from Fund Comparison

• Both Nippon India Value Fund (IDCW) and Union Value Fund (IDCW) are Value Fund, Equity schemes. Nippon India Value Fund (IDCW) is 17 yrs 4 m old and manages ₹9,097.96 Crs, whereas Union Value Fund (IDCW) is 7 yrs 9 m old with ₹395.49 Crs.
• Nippon India Value Fund (IDCW) is therefore older and larger, which may indicate more experience and investor confidence.
• Nippon India Value Fund (IDCW) has its top 3 sectors in Banks (25.76%), Finance (7.41%), and IT - Software (7.35%), while Union Value Fund (IDCW) focuses on Banks (22.08%), IT - Software (7.11%), and Finance (6.27%).
• Both funds have identical top sector allocations, so sector-level performance will likely impact them similarly.
• Nippon India Value Fund (IDCW) holds HDFC Bank Limited (7.52%), State Bank of India (4.53%), NTPC Limited (3.60%), ICICI Bank Limited (3.40%), and Axis Bank Limited (3.16%), whereas Union Value Fund (IDCW) holds ICICI Bank Ltd. (6.68%), HDFC Bank Ltd. (4.76%), Reliance Industries Ltd. (3.95%), Bharti Airtel Ltd. (3.19%), and NTPC Ltd. (3.15%).
• The funds have completely different top holdings, which means their performance could diverge significantly depending on which stocks or sectors lead the market.
• In terms of risk profile, Nippon India Value Fund (IDCW) has 97.74% equity and 0.00% debt, while Union Value Fund (IDCW) has 98.98% equity and 0.03% debt.
• Risk profile is similar for both funds.
• Nippon India Value Fund (IDCW) outperformed Union Value Fund (IDCW) in 3 Years, 5 Years (returns: 14.83%, 14.41% ) but underperformed in 3 Months, 6 Months, 1 Year (returns: 1.29%, -0.72%, 2.70%). This mixed performance indicates strength in certain market cycles while highlighting periods of relative weakness, suggesting selective timing or careful monitoring may be needed.