Compare Mutual Funds

Insights from Fund Comparison

• Both Nippon India Value Fund (IDCW) and Union Value Fund (IDCW) are Value Fund, Equity schemes. Nippon India Value Fund (IDCW) is 17 yrs 3 m old and manages ₹8,821.21 Crs, whereas Union Value Fund (IDCW) is 7 yrs 7 m old with ₹374.79 Crs.
• Nippon India Value Fund (IDCW) is therefore older and larger, which may indicate more experience and investor confidence.
• Nippon India Value Fund (IDCW) has its top 3 sectors in Banks (26.06%), Finance (7.95%), and IT - Software (7.38%), while Union Value Fund (IDCW) focuses on Banks (19.81%), Finance (7.86%), and Automobile (5.49%).
• The funds share exposure to Banks and Finance, but differ in the rest, which means they will partially move together but may diverge depending on how the unique sectors perform.
• Nippon India Value Fund (IDCW) holds HDFC Bank Limited (7.30%), State Bank of India (4.39%), NTPC Limited (4.14%), IndusInd Bank Limited (3.73%), and Axis Bank Limited (3.41%), whereas Union Value Fund (IDCW) holds HDFC Bank Ltd. (4.39%), Reliance Industries Ltd. (4.21%), NTPC Ltd. (3.71%), ICICI Bank Ltd. (3.52%), and Bharti Airtel Ltd. (3.12%).
• The funds have completely different top holdings, which means their performance could diverge significantly depending on which stocks or sectors lead the market.
• In terms of risk profile, Nippon India Value Fund (IDCW) has 97.69% equity and 0.00% debt, while Union Value Fund (IDCW) has 98.03% equity and 0.08% debt.
• Risk profile is similar for both funds.
• Nippon India Value Fund (IDCW) outperformed Union Value Fund (IDCW) in 6 Months, 3 Years, 5 Years (returns: -4.39%, 16.71%, 15.49% ) but underperformed in 3 Months, 1 Year (returns: 10.63%, -1.33%). This mixed performance indicates strength in certain market cycles while highlighting periods of relative weakness, suggesting selective timing or careful monitoring may be needed.