Compare Mutual Funds

Insights from Fund Comparison

• Both UTI-Dividend Yield Fund (G) and UTI-Dividend Yield Fund - Direct (IDCW) are Dividend Yield Fund, Equity schemes. UTI-Dividend Yield Fund (G) is 21 yrs 1 m old and manages ₹3,750.5 Crs, whereas UTI-Dividend Yield Fund - Direct (IDCW) is 13 yrs 5 m old with ₹3,750.5 Crs.
• Both funds are fairly comparable in terms of age and size.
• UTI-Dividend Yield Fund (G) has its top 3 sectors in Banks (22.54%), IT - Software (9.49%), and Automobile (7.98%), while UTI-Dividend Yield Fund - Direct (IDCW) focuses on Banks (22.54%), IT - Software (9.49%), and Automobile (7.98%).
• Both funds have identical top sector allocations, so sector-level performance will likely impact them similarly.
• UTI-Dividend Yield Fund (G) holds HDFC BANK LIMITED (8.05%), ICICI BANK LTD (5.27%), STATE BANK OF INDIA (3.26%), TECH MAHINDRA LTD. (3.05%), and BHARTI AIRTEL LTD. (2.97%), whereas UTI-Dividend Yield Fund - Direct (IDCW) holds HDFC BANK LIMITED (8.05%), ICICI BANK LTD (5.27%), STATE BANK OF INDIA (3.26%), TECH MAHINDRA LTD. (3.05%), and BHARTI AIRTEL LTD. (2.97%).
• Both funds share identical top holdings, meaning their performance will be very similar and primarily differ based on portfolio weight distribution.
• In terms of risk profile, UTI-Dividend Yield Fund (G) has 91.12% equity and 0.55% debt, while UTI-Dividend Yield Fund - Direct (IDCW) has 91.12% equity and 0.55% debt.
• Risk profile is similar for both funds.
• UTI-Dividend Yield Fund (G) showed short-term strength over 3 Months, 6 Months (returns: -4.20%, -5.48%), outperforming UTI-Dividend Yield Fund - Direct (IDCW) by 0.13%, 0.26%. However, other periods (1 Year, 3 Years, 5 Years, returns: -0.41%, 16.00%, 13.24% ) lagged behind, suggesting this could be a temporary upswing. Monitor for sustained momentum before making long-term decisions.