Compare Mutual Funds

Insights from Fund Comparison

• Both Sundaram Large and Mid Cap Fund (G) and Bank of India Large & Mid Cap Fund - Eco (IDCW-B) are Large & Mid Cap Fund, Equity schemes. Sundaram Large and Mid Cap Fund (G) is 19 yrs 2 m old and manages ₹6,867.64 Crs, whereas Bank of India Large & Mid Cap Fund - Eco (IDCW-B) is 17 yrs 7 m old with ₹455.73 Crs.
• Sundaram Large and Mid Cap Fund (G) is therefore older and larger, which may indicate more experience and investor confidence.
• Sundaram Large and Mid Cap Fund (G) has its top 3 sectors in Banks (21.33%), Pharmaceuticals (6.54%), and Refineries (6.35%), while Bank of India Large & Mid Cap Fund - Eco (IDCW-B) focuses on Banks (17.38%), Pharmaceuticals (9.42%), and IT - Software (8.79%).
• The funds share exposure to Banks and Pharmaceuticals, but differ in the rest, which means they will partially move together but may diverge depending on how the unique sectors perform.
• Sundaram Large and Mid Cap Fund (G) holds HDFC Bank Ltd (4.98%), Reliance Industries Ltd (4.06%), State Bank of India (3.94%), Axis Bank Ltd (3.27%), and ICICI Bank Ltd (2.61%), whereas Bank of India Large & Mid Cap Fund - Eco (IDCW-B) holds TREPS (7.22%), Reliance Industries Limited (6.18%), HDFC Bank Limited (5.31%), Larsen Toubro Limited (4.81%), and Kotak Mahindra Bank Limited (4.24%).
• The funds have completely different top holdings, which means their performance could diverge significantly depending on which stocks or sectors lead the market.
• In terms of risk profile, Sundaram Large and Mid Cap Fund (G) has 97.15% equity and 0.00% debt, while Bank of India Large & Mid Cap Fund - Eco (IDCW-B) has 92.84% equity and 0.01% debt.
• Sundaram Large and Mid Cap Fund (G) is more aggressive with higher equity allocation, which could lead to higher returns but more volatility.
• Sundaram Large and Mid Cap Fund (G) showed short-term strength over 6 Months (returns: -8.64%), outperforming Bank of India Large & Mid Cap Fund - Eco (IDCW-B) by 5.95%. However, other periods (3 Months, 1 Year, 3 Years, 5 Years, returns: -12.78%, -0.72%, 13.89%, 11.89% ) lagged behind, suggesting this could be a temporary upswing. Monitor for sustained momentum before making long-term decisions.