Compare Mutual Funds

Insights from Fund Comparison

• Both SBI Small Cap Fund (G) and UTI-Small Cap Fund (IDCW) are Small Cap Fund, Equity schemes. SBI Small Cap Fund (G) is 17 yrs 2 m old and manages ₹41,059.17 Crs, whereas UTI-Small Cap Fund (IDCW) is 5 yrs 10 m old with ₹5,229.11 Crs.
• SBI Small Cap Fund (G) is therefore older and larger, which may indicate more experience and investor confidence.
• SBI Small Cap Fund (G) has its top 3 sectors in Auto Ancillaries (11.03%), Chemicals (7.83%), and Finance (7.34%), while UTI-Small Cap Fund (IDCW) focuses on Pharmaceuticals (11.71%), IT - Software (7.09%), and Healthcare (6.55%).
• The funds are completely different in sector allocation, which could result in very different performance patterns based on sector trends.
• SBI Small Cap Fund (G) holds TREPS (13.18%), Ather Energy Ltd. (3.51%), Navin Fluorine International Ltd. (3.28%), City Union Bank Ltd. (2.89%), and Sundram Fasteners Ltd. (2.77%), whereas UTI-Small Cap Fund (IDCW) holds NET CURRENT ASSETS (5.68%), ACUTAAS CHEMICALS LIMITED (2.52%), NAVIN FLUORINE INTERNATIONAL L (2.50%), KARUR VYSYA BANK LTD. (2.41%), and CITY UNION BANK (1.89%).
• The funds have completely different top holdings, which means their performance could diverge significantly depending on which stocks or sectors lead the market.
• In terms of risk profile, SBI Small Cap Fund (G) has 85.42% equity and 0.68% debt, while UTI-Small Cap Fund (IDCW) has 94.31% equity and 0.00% debt.
• UTI-Small Cap Fund (IDCW) is more aggressive with higher equity allocation, which could lead to higher returns but more volatility.
• SBI Small Cap Fund (G) outperformed UTI-Small Cap Fund (IDCW) in 6 Months, 1 Year, 3 Years (returns: 5.84%, 1.89%, 8.69% ) but underperformed in 3 Months, 5 Years (returns: -3.29%, 10.69%). This mixed performance indicates strength in certain market cycles while highlighting periods of relative weakness, suggesting selective timing or careful monitoring may be needed.