Compare Mutual Funds

Insights from Fund Comparison

• Both SBI Small Cap Fund (G) and UTI-Small Cap Fund (IDCW) are Small Cap Fund, Equity schemes. SBI Small Cap Fund (G) is 17 yrs 1 m old and manages ₹39,954.73 Crs, whereas UTI-Small Cap Fund (IDCW) is 5 yrs 8 m old with ₹5,263.02 Crs.
• SBI Small Cap Fund (G) is therefore older and larger, which may indicate more experience and investor confidence.
• SBI Small Cap Fund (G) has its top 3 sectors in Chemicals (9.10%), Auto Ancillaries (9.05%), and Finance (8.31%), while UTI-Small Cap Fund (IDCW) focuses on Pharmaceuticals (10.11%), IT - Software (8.67%), and Healthcare (6.69%).
• The funds are completely different in sector allocation, which could result in very different performance patterns based on sector trends.
• SBI Small Cap Fund (G) holds TREPS (9.18%), Ather Energy Ltd. (4.26%), Navin Fluorine International Ltd. (3.09%), Honeywell Automation India Ltd. (2.85%), and City Union Bank Ltd. (2.71%), whereas UTI-Small Cap Fund (IDCW) holds NET CURRENT ASSETS (3.90%), KARUR VYSYA BANK LTD. (2.53%), UJJIVAN SMALL FINANCE BANK LTD (2.37%), ACUTAAS CHEMICALS LIMITED (2.37%), and NAVIN FLUORINE INTERNATIONAL L (2.28%).
• The funds have completely different top holdings, which means their performance could diverge significantly depending on which stocks or sectors lead the market.
• In terms of risk profile, SBI Small Cap Fund (G) has 89.95% equity and 1.26% debt, while UTI-Small Cap Fund (IDCW) has 96.07% equity and 0.00% debt.
• UTI-Small Cap Fund (IDCW) is more aggressive with higher equity allocation, which could lead to higher returns but more volatility.
• SBI Small Cap Fund (G) showed short-term strength over 6 Months (returns: 16.60%), outperforming UTI-Small Cap Fund (IDCW) by 0.98%. However, other periods (3 Months, 1 Year, 3 Years, 5 Years, returns: 10.66%, 10.31%, 12.46%, 14.94% ) lagged behind, suggesting this could be a temporary upswing. Monitor for sustained momentum before making long-term decisions.