Compare Mutual Funds

Insights from Fund Comparison

• Both SBI Small Cap Fund (G) and UTI-Small Cap Fund - Direct (IDCW) are Small Cap Fund, Equity schemes. SBI Small Cap Fund (G) is 16 yrs 6 m old and manages ₹36,268.45 Crs, whereas UTI-Small Cap Fund - Direct (IDCW) is 5 yrs 1 m old with ₹4,736.67 Crs.
• SBI Small Cap Fund (G) is therefore older and larger, which may indicate more experience and investor confidence.
• SBI Small Cap Fund (G) has its top 3 sectors in Chemicals (8.87%), Finance (7.82%), and Capital Goods-Non Electrical Equipment (6.57%), while UTI-Small Cap Fund - Direct (IDCW) focuses on IT - Software (10.78%), Pharmaceuticals (7.78%), and Banks (7.42%).
• The funds are completely different in sector allocation, which could result in very different performance patterns based on sector trends.
• SBI Small Cap Fund (G) holds TREPS (9.20%), Ather Energy Ltd. (4.18%), City Union Bank Ltd. (3.33%), E.I.D-Parry (India) Ltd. (2.66%), and Kalpataru Projects International Ltd. (2.62%), whereas UTI-Small Cap Fund - Direct (IDCW) holds NET CURRENT ASSETS (4.38%), KARUR VYSYA BANK LTD. (2.77%), CITY UNION BANK (2.74%), MULTI COMMODITY EXCHANGE OF IN (2.64%), and KEI INDUSTRIES LTD. (2.14%).
• The funds have completely different top holdings, which means their performance could diverge significantly depending on which stocks or sectors lead the market.
• In terms of risk profile, SBI Small Cap Fund (G) has 89.61% equity and 2.03% debt, while UTI-Small Cap Fund - Direct (IDCW) has 95.59% equity and 0.00% debt.
• UTI-Small Cap Fund - Direct (IDCW) is more aggressive with higher equity allocation, which could lead to higher returns but more volatility.
• SBI Small Cap Fund (G) outperformed UTI-Small Cap Fund - Direct (IDCW) in 6 Months, 1 Year (returns: -9.41%, -3.27% ) but underperformed in 3 Months, 3 Years, 5 Years (returns: -10.68%, 12.56%, 17.09%). This mixed performance indicates strength in certain market cycles while highlighting periods of relative weakness, suggesting selective timing or careful monitoring may be needed.