Compare Mutual Funds

Insights from Fund Comparison

• Both SBI Small Cap Fund (G) and UTI-Small Cap Fund - Direct (IDCW) are Small Cap Fund, Equity schemes. SBI Small Cap Fund (G) is 16 yrs 4 m old and manages ₹36,272 Crs, whereas UTI-Small Cap Fund - Direct (IDCW) is 5 yrs 0 m old with ₹4,833.23 Crs.
• SBI Small Cap Fund (G) is therefore older and larger, which may indicate more experience and investor confidence.
• SBI Small Cap Fund (G) has its top 3 sectors in Chemicals (7.53%), Finance (7.36%), and Capital Goods-Non Electrical Equipment (6.59%), while UTI-Small Cap Fund - Direct (IDCW) focuses on IT - Software (10.53%), Pharmaceuticals (7.81%), and Banks (6.94%).
• The funds are completely different in sector allocation, which could result in very different performance patterns based on sector trends.
• SBI Small Cap Fund (G) holds TREPS (9.37%), Ather Energy Ltd. (3.98%), City Union Bank Ltd. (3.11%), SBFC Finance Ltd. (2.67%), and E.I.D-Parry (India) Ltd. (2.65%), whereas UTI-Small Cap Fund - Direct (IDCW) holds NET CURRENT ASSETS (5.17%), CITY UNION BANK (2.59%), KARUR VYSYA BANK LTD. (2.55%), MULTI COMMODITY EXCHANGE OF IN (2.34%), and ASTER DM HEALTHCARE LTD (2.23%).
• The funds have completely different top holdings, which means their performance could diverge significantly depending on which stocks or sectors lead the market.
• In terms of risk profile, SBI Small Cap Fund (G) has 85.55% equity and 5.03% debt, while UTI-Small Cap Fund - Direct (IDCW) has 94.81% equity and 0.00% debt.
• UTI-Small Cap Fund - Direct (IDCW) is more aggressive with higher equity allocation, which could lead to higher returns but more volatility.
• SBI Small Cap Fund (G) outperformed UTI-Small Cap Fund - Direct (IDCW) in 3 Months, 1 Year (returns: -3.95%, -9.77% ) but underperformed in 6 Months, 3 Years, 5 Years (returns: -2.98%, 12.49%, 19.08%). This mixed performance indicates strength in certain market cycles while highlighting periods of relative weakness, suggesting selective timing or careful monitoring may be needed.