Compare Mutual Funds

Insights from Fund Comparison

• Both SBI Small Cap Fund (G) and PGIM India Small Cap Fund - Direct (IDCW) are Small Cap Fund, Equity schemes. SBI Small Cap Fund (G) is 16 yrs 6 m old and manages ₹36,268.45 Crs, whereas PGIM India Small Cap Fund - Direct (IDCW) is 4 yrs 6 m old with ₹1,560.21 Crs.
• SBI Small Cap Fund (G) is therefore older and larger, which may indicate more experience and investor confidence.
• SBI Small Cap Fund (G) has its top 3 sectors in Chemicals (8.87%), Finance (7.82%), and Capital Goods-Non Electrical Equipment (6.57%), while PGIM India Small Cap Fund - Direct (IDCW) focuses on IT - Software (9.40%), Healthcare (6.79%), and Consumer Durables (6.30%).
• The funds are completely different in sector allocation, which could result in very different performance patterns based on sector trends.
• SBI Small Cap Fund (G) holds TREPS (9.20%), Ather Energy Ltd. (4.18%), City Union Bank Ltd. (3.33%), E.I.D-Parry (India) Ltd. (2.66%), and Kalpataru Projects International Ltd. (2.62%), whereas PGIM India Small Cap Fund - Direct (IDCW) holds Multi Commodity Exchange Of India Ltd. (4.59%), CCL Products (India) Ltd. (2.88%), Clearing Corporation of India Ltd. (2.72%), Navin Fluorine International Ltd. (2.67%), and Krishna Inst of Medical Sciences Ltd. (2.64%).
• The funds have completely different top holdings, which means their performance could diverge significantly depending on which stocks or sectors lead the market.
• In terms of risk profile, SBI Small Cap Fund (G) has 89.61% equity and 2.03% debt, while PGIM India Small Cap Fund - Direct (IDCW) has 97.20% equity and 0.15% debt.
• PGIM India Small Cap Fund - Direct (IDCW) is more aggressive with higher equity allocation, which could lead to higher returns but more volatility.
• SBI Small Cap Fund (G) showed short-term strength over 6 Months (returns: -9.41%), outperforming PGIM India Small Cap Fund - Direct (IDCW) by 2.62%. However, other periods (3 Months, 1 Year, 3 Years, 5 Years, returns: -10.68%, -3.27%, 12.56%, 17.09% ) lagged behind, suggesting this could be a temporary upswing. Monitor for sustained momentum before making long-term decisions.