Compare Mutual Funds

Insights from Fund Comparison

• Both SBI Small Cap Fund (G) and PGIM India Small Cap Fund - Direct (IDCW) are Small Cap Fund, Equity schemes. SBI Small Cap Fund (G) is 16 yrs 7 m old and manages ₹34,931.73 Crs, whereas PGIM India Small Cap Fund - Direct (IDCW) is 4 yrs 8 m old with ₹1,488.74 Crs.
• SBI Small Cap Fund (G) is therefore older and larger, which may indicate more experience and investor confidence.
• SBI Small Cap Fund (G) has its top 3 sectors in Chemicals (8.98%), Auto Ancillaries (8.50%), and Finance (7.43%), while PGIM India Small Cap Fund - Direct (IDCW) focuses on Pharmaceuticals (7.80%), IT - Software (6.76%), and Aerospace & Defence (6.62%).
• The funds are completely different in sector allocation, which could result in very different performance patterns based on sector trends.
• SBI Small Cap Fund (G) holds TREPS (11.80%), Ather Energy Ltd. (4.09%), City Union Bank Ltd. (3.21%), ZF Commercial Vehicle Control Systems India Ltd. (3.04%), and Kalpataru Projects International Ltd. (2.80%), whereas PGIM India Small Cap Fund - Direct (IDCW) holds Krishna Inst of Medical Sciences Ltd. (3.39%), Solar Industries India Ltd. (2.94%), Multi Commodity Exchange Of India Ltd. (2.93%), JB Chemicals & Pharmaceuticals Ltd. (2.84%), and Navin Fluorine International Ltd. (2.71%).
• The funds have completely different top holdings, which means their performance could diverge significantly depending on which stocks or sectors lead the market.
• In terms of risk profile, SBI Small Cap Fund (G) has 85.96% equity and 2.12% debt, while PGIM India Small Cap Fund - Direct (IDCW) has 97.26% equity and 0.16% debt.
• PGIM India Small Cap Fund - Direct (IDCW) is more aggressive with higher equity allocation, which could lead to higher returns but more volatility.
• SBI Small Cap Fund (G) showed short-term strength over 3 Months, 6 Months (returns: -9.43%, -11.47%), outperforming PGIM India Small Cap Fund - Direct (IDCW) by 0.82%, 1.12%. However, other periods (1 Year, 3 Years, 5 Years, returns: -3.96%, 12.37%, 14.56% ) lagged behind, suggesting this could be a temporary upswing. Monitor for sustained momentum before making long-term decisions.