Compare Mutual Funds

Insights from Fund Comparison

• Both SBI Small Cap Fund (G) and PGIM India Small Cap Fund - Direct (IDCW) are Small Cap Fund, Equity schemes. SBI Small Cap Fund (G) is 17 yrs 1 m old and manages ₹39,954.73 Crs, whereas PGIM India Small Cap Fund - Direct (IDCW) is 5 yrs 1 m old with ₹1,673.64 Crs.
• SBI Small Cap Fund (G) is therefore older and larger, which may indicate more experience and investor confidence.
• SBI Small Cap Fund (G) has its top 3 sectors in Chemicals (9.10%), Auto Ancillaries (9.05%), and Finance (8.31%), while PGIM India Small Cap Fund - Direct (IDCW) focuses on Pharmaceuticals (8.47%), Banks (7.99%), and IT - Software (6.85%).
• The funds are completely different in sector allocation, which could result in very different performance patterns based on sector trends.
• SBI Small Cap Fund (G) holds TREPS (9.18%), Ather Energy Ltd. (4.26%), Navin Fluorine International Ltd. (3.09%), Honeywell Automation India Ltd. (2.85%), and City Union Bank Ltd. (2.71%), whereas PGIM India Small Cap Fund - Direct (IDCW) holds Krishna Inst of Medical Sciences Ltd. (3.26%), TBO Tek Ltd. (2.95%), Amagi Media Labs Ltd. (2.84%), Clearing Corporation of India Ltd. (2.66%), and Navin Fluorine International Ltd. (2.63%).
• The funds share exposure to Navin Fluorine International Ltd., which makes their performance partly correlated. However, the unique holdings like TREPS in SBI Small Cap Fund (G) and Krishna Inst of Medical Sciences Ltd. in PGIM India Small Cap Fund - Direct (IDCW) can create divergence depending on how these stocks perform.
• In terms of risk profile, SBI Small Cap Fund (G) has 89.95% equity and 1.26% debt, while PGIM India Small Cap Fund - Direct (IDCW) has 97.27% equity and 0.15% debt.
• PGIM India Small Cap Fund - Direct (IDCW) is more aggressive with higher equity allocation, which could lead to higher returns but more volatility.