Compare Mutual Funds

Insights from Fund Comparison

• Both SBI Small Cap Fund (G) and PGIM India Small Cap Fund - Direct (IDCW) are Small Cap Fund, Equity schemes. SBI Small Cap Fund (G) is 16 yrs 4 m old and manages ₹36,272 Crs, whereas PGIM India Small Cap Fund - Direct (IDCW) is 4 yrs 5 m old with ₹1,597.59 Crs.
• SBI Small Cap Fund (G) is therefore older and larger, which may indicate more experience and investor confidence.
• SBI Small Cap Fund (G) has its top 3 sectors in Chemicals (7.53%), Finance (7.36%), and Capital Goods-Non Electrical Equipment (6.59%), while PGIM India Small Cap Fund - Direct (IDCW) focuses on IT - Software (8.91%), Consumer Durables (7.35%), and Healthcare (7.20%).
• The funds are completely different in sector allocation, which could result in very different performance patterns based on sector trends.
• SBI Small Cap Fund (G) holds TREPS (9.37%), Ather Energy Ltd. (3.98%), City Union Bank Ltd. (3.11%), SBFC Finance Ltd. (2.67%), and E.I.D-Parry (India) Ltd. (2.65%), whereas PGIM India Small Cap Fund - Direct (IDCW) holds Multi Commodity Exchange Of India Ltd. (4.06%), CCL Products (India) Ltd. (3.00%), Krishna Inst of Medical Sciences Ltd. (2.90%), Clearing Corporation of India Ltd. (2.77%), and Solar Industries India Ltd. (2.69%).
• The funds have completely different top holdings, which means their performance could diverge significantly depending on which stocks or sectors lead the market.
• In terms of risk profile, SBI Small Cap Fund (G) has 85.55% equity and 5.03% debt, while PGIM India Small Cap Fund - Direct (IDCW) has 97.22% equity and 0.15% debt.
• PGIM India Small Cap Fund - Direct (IDCW) is more aggressive with higher equity allocation, which could lead to higher returns but more volatility.
• SBI Small Cap Fund (G) outperformed PGIM India Small Cap Fund - Direct (IDCW) in 3 Months, 1 Year (returns: -3.95%, -9.77% ) but underperformed in 6 Months, 3 Years, 5 Years (returns: -2.98%, 12.49%, 19.08%). This mixed performance indicates strength in certain market cycles while highlighting periods of relative weakness, suggesting selective timing or careful monitoring may be needed.