Compare Mutual Funds

Insights from Fund Comparison

• Both SBI Small Cap Fund (G) and PGIM India Small Cap Fund - Direct (IDCW) are Small Cap Fund, Equity schemes. SBI Small Cap Fund (G) is 16 yrs 10 m old and manages ₹37,140.78 Crs, whereas PGIM India Small Cap Fund - Direct (IDCW) is 4 yrs 10 m old with ₹1,539.34 Crs.
• SBI Small Cap Fund (G) is therefore older and larger, which may indicate more experience and investor confidence.
• SBI Small Cap Fund (G) has its top 3 sectors in Chemicals (9.20%), Auto Ancillaries (8.74%), and Finance (7.28%), while PGIM India Small Cap Fund - Direct (IDCW) focuses on Pharmaceuticals (8.50%), IT - Software (7.24%), and Aerospace & Defence (6.27%).
• The funds are completely different in sector allocation, which could result in very different performance patterns based on sector trends.
• SBI Small Cap Fund (G) holds TREPS (11.03%), Ather Energy Ltd. (5.06%), Navin Fluorine International Ltd. (2.89%), City Union Bank Ltd. (2.86%), and ZF Commercial Vehicle Control Systems India Ltd. (2.77%), whereas PGIM India Small Cap Fund - Direct (IDCW) holds Clearing Corporation of India Ltd. (3.84%), Multi Commodity Exchange Of India Ltd. (2.95%), Krishna Inst of Medical Sciences Ltd. (2.93%), Navin Fluorine International Ltd. (2.86%), and JB Chemicals & Pharmaceuticals Ltd. (2.73%).
• The funds share exposure to Navin Fluorine International Ltd., which makes their performance partly correlated. However, the unique holdings like TREPS in SBI Small Cap Fund (G) and Clearing Corporation of India Ltd. in PGIM India Small Cap Fund - Direct (IDCW) can create divergence depending on how these stocks perform.
• In terms of risk profile, SBI Small Cap Fund (G) has 87.02% equity and 2.01% debt, while PGIM India Small Cap Fund - Direct (IDCW) has 95.42% equity and 0.16% debt.
• PGIM India Small Cap Fund - Direct (IDCW) is more aggressive with higher equity allocation, which could lead to higher returns but more volatility.