Compare Mutual Funds

Insights from Fund Comparison

• Both SBI Contra Fund (IDCW) and Kotak Contra Fund (G) are Contra Fund, Equity schemes. SBI Contra Fund (IDCW) is 26 yrs 11 m old and manages ₹43,753.59 Crs, whereas Kotak Contra Fund (G) is 20 yrs 11 m old with ₹4,679.19 Crs.
• SBI Contra Fund (IDCW) is therefore older and larger, which may indicate more experience and investor confidence.
• SBI Contra Fund (IDCW) has its top 3 sectors in Banks (19.49%), Pharmaceuticals (7.30%), and Refineries (6.43%), while Kotak Contra Fund (G) focuses on Banks (22.79%), Finance (10.23%), and Automobile (6.15%).
• The funds share exposure to Banks, but differ in the rest, which means they will partially move together but may diverge depending on how the unique sectors perform.
• SBI Contra Fund (IDCW) holds TREPS (10.53%), HDFC Bank Ltd. (6.59%), Reliance Industries Ltd. (5.35%), Biocon Ltd. (3.04%), and Tata Steel Ltd. (2.98%), whereas Kotak Contra Fund (G) holds HDFC BANK LTD. (5.61%), ICICI BANK LTD. (4.52%), STATE BANK OF INDIA. (3.63%), RELIANCE INDUSTRIES LTD. (3.28%), and NTPC LTD (2.93%).
• The funds share exposure to HDFC Bank Ltd. and Reliance Industries Ltd., which makes their performance partly correlated. However, the unique holdings like TREPS in SBI Contra Fund (IDCW) and ICICI BANK LTD. in Kotak Contra Fund (G) can create divergence depending on how these stocks perform.
• In terms of risk profile, SBI Contra Fund (IDCW) has 81.10% equity and 5.31% debt, while Kotak Contra Fund (G) has 98.86% equity and 0.00% debt.
• Kotak Contra Fund (G) is more aggressive with higher equity allocation, which could lead to higher returns but more volatility.
• SBI Contra Fund (IDCW) outperformed Kotak Contra Fund (G) in 3 Months, 6 Months, 5 Years (returns: -3.90%, -3.15%, 18.87% ) but underperformed in 1 Year, 3 Years (returns: 2.88%, 16.52%). This mixed performance indicates strength in certain market cycles while highlighting periods of relative weakness, suggesting selective timing or careful monitoring may be needed.