Compare Mutual Funds

Insights from Fund Comparison

• Both Kotak ESG Exclusionary Strategy Fund - Direct (IDCW) and Tata Housing Opportunities Fund - Direct (IDCW) RI are Sectoral / Thematic, Equity schemes. Kotak ESG Exclusionary Strategy Fund - Direct (IDCW) is 5 yrs 4 m old and manages ₹809.6 Crs, whereas Tata Housing Opportunities Fund - Direct (IDCW) RI is 3 yrs 7 m old with ₹502.45 Crs.
• Kotak ESG Exclusionary Strategy Fund - Direct (IDCW) is therefore older and larger, which may indicate more experience and investor confidence.
• Kotak ESG Exclusionary Strategy Fund - Direct (IDCW) has its top 3 sectors in Banks (23.73%), IT - Software (9.58%), and Finance (8.58%), while Tata Housing Opportunities Fund - Direct (IDCW) RI focuses on Banks (19.20%), Cement (13.97%), and Steel (12.30%).
• The funds share exposure to Banks, but differ in the rest, which means they will partially move together but may diverge depending on how the unique sectors perform.
• Kotak ESG Exclusionary Strategy Fund - Direct (IDCW) holds HDFC BANK LTD. (7.24%), BHARTI AIRTEL LTD. (7.10%), ICICI BANK LTD. (5.11%), Larsen and Toubro Ltd. (4.28%), and ETERNAL LIMITED (4.26%), whereas Tata Housing Opportunities Fund - Direct (IDCW) RI holds HDFC BANK LTD. (8.98%), ULTRATECH CEMENT LTD. (8.77%), LARSEN & TOUBRO LTD. (8.22%), ICICI BANK LTD. (6.59%), and NTPC Ltd. (5.78%).
• The funds share exposure to HDFC BANK LTD. and ICICI BANK LTD., which makes their performance partly correlated. However, the unique holdings like BHARTI AIRTEL LTD. in Kotak ESG Exclusionary Strategy Fund - Direct (IDCW) and ULTRATECH CEMENT LTD. in Tata Housing Opportunities Fund - Direct (IDCW) RI can create divergence depending on how these stocks perform.
• In terms of risk profile, Kotak ESG Exclusionary Strategy Fund - Direct (IDCW) has 98.85% equity and 0.00% debt, while Tata Housing Opportunities Fund - Direct (IDCW) RI has 97.60% equity and 0.00% debt.
• Risk profile is similar for both funds.
• Kotak ESG Exclusionary Strategy Fund - Direct (IDCW) outperformed Tata Housing Opportunities Fund - Direct (IDCW) RI in 6 Months, 1 Year, 3 Years (returns: -8.03%, 0.32%, 12.81% ) but underperformed in 3 Months, 5 Years (returns: -12.62%, 9.80%). This mixed performance indicates strength in certain market cycles while highlighting periods of relative weakness, suggesting selective timing or careful monitoring may be needed.