Compare Mutual Funds

Insights from Fund Comparison

• Both ICICI Pru PSU Equity Fund (G) and Motilal Oswal Business Cycle Fund - Direct (G) are Sectoral / Thematic, Equity schemes. ICICI Pru PSU Equity Fund (G) is 3 yrs 7 m old and manages ₹2,021.84 Crs, whereas Motilal Oswal Business Cycle Fund - Direct (G) is 1 yrs 8 m old with ₹1,674.23 Crs.
• ICICI Pru PSU Equity Fund (G) is therefore older and larger, which may indicate more experience and investor confidence.
• ICICI Pru PSU Equity Fund (G) has its top 3 sectors in Power Generation & Distribution (16.73%), Banks (16.15%), and Refineries (10.05%), while Motilal Oswal Business Cycle Fund - Direct (G) focuses on Banks (18.15%), IT - Software (14.90%), and Diamond, Gems and Jewellery (8.57%).
• The funds share exposure to Banks, but differ in the rest, which means they will partially move together but may diverge depending on how the unique sectors perform.
• ICICI Pru PSU Equity Fund (G) holds TREPS (8.46%), State Bank Of India (8.39%), NTPC Ltd. (7.48%), Power Grid Corporation Of India Ltd. (5.67%), and Life Insurance Corporation of India (4.47%), whereas Motilal Oswal Business Cycle Fund - Direct (G) holds Kalyan Jewellers India Limited (8.57%), Persistent Systems Limited (8.17%), Shaily Engineering Plastics Limited (7.77%), Eternal Limited (7.36%), and Coforge Limited (6.73%).
• The funds have completely different top holdings, which means their performance could diverge significantly depending on which stocks or sectors lead the market.
• In terms of risk profile, ICICI Pru PSU Equity Fund (G) has 87.71% equity and 0.98% debt, while Motilal Oswal Business Cycle Fund - Direct (G) has 93.93% equity and 0.00% debt.
• Motilal Oswal Business Cycle Fund - Direct (G) is more aggressive with higher equity allocation, which could lead to higher returns but more volatility.
• ICICI Pru PSU Equity Fund (G) outperformed Motilal Oswal Business Cycle Fund - Direct (G) in 3 Months, 1 Year (returns: -3.78%, 8.68% ) but underperformed in 6 Months, 3 Years (returns: -0.38%, 26.15%). This mixed performance indicates strength in certain market cycles while highlighting periods of relative weakness, suggesting selective timing or careful monitoring may be needed.