Compare Mutual Funds

Insights from Fund Comparison

• Both ICICI Pru PSU Equity Fund - Direct (IDCW) and Motilal Oswal Digital India Fund - Regular (IDCW) are Sectoral / Thematic, Equity schemes. ICICI Pru PSU Equity Fund - Direct (IDCW) is 3 yrs 7 m old and manages ₹2,021.84 Crs, whereas Motilal Oswal Digital India Fund - Regular (IDCW) is 1 yrs 5 m old with ₹730.43 Crs.
• ICICI Pru PSU Equity Fund - Direct (IDCW) is therefore older and larger, which may indicate more experience and investor confidence.
• ICICI Pru PSU Equity Fund - Direct (IDCW) has its top 3 sectors in Power Generation & Distribution (16.73%), Banks (16.15%), and Refineries (10.05%), while Motilal Oswal Digital India Fund - Regular (IDCW) focuses on IT - Software (64.50%), E-Commerce/App based Aggregator (16.20%), and IT - Hardware (4.90%).
• The funds are completely different in sector allocation, which could result in very different performance patterns based on sector trends.
• ICICI Pru PSU Equity Fund - Direct (IDCW) holds TREPS (8.46%), State Bank Of India (8.39%), NTPC Ltd. (7.48%), Power Grid Corporation Of India Ltd. (5.67%), and Life Insurance Corporation of India (4.47%), whereas Motilal Oswal Digital India Fund - Regular (IDCW) holds Birlasoft Limited (7.95%), Zensar Technologies Limited (6.78%), Coforge Limited (6.34%), Sonata Software Limited (6.28%), and One 97 Communications Limited (5.82%).
• The funds have completely different top holdings, which means their performance could diverge significantly depending on which stocks or sectors lead the market.
• In terms of risk profile, ICICI Pru PSU Equity Fund - Direct (IDCW) has 87.71% equity and 0.98% debt, while Motilal Oswal Digital India Fund - Regular (IDCW) has 95.91% equity and 0.00% debt.
• Motilal Oswal Digital India Fund - Regular (IDCW) is more aggressive with higher equity allocation, which could lead to higher returns but more volatility.
• ICICI Pru PSU Equity Fund - Direct (IDCW) outperformed Motilal Oswal Digital India Fund - Regular (IDCW) in 3 Months, 6 Months, 1 Year (returns: -3.54%, 0.20%, 9.99% ) but underperformed in 3 Years (returns: 27.81%). This mixed performance indicates strength in certain market cycles while highlighting periods of relative weakness, suggesting selective timing or careful monitoring may be needed.