Compare Mutual Funds

Insights from Fund Comparison

• Both ICICI Pru India Opportunities Fund - Direct (G) and ICICI Pru Housing Opportunities Fund - Dir (IDCW) are Sectoral / Thematic, Equity schemes. ICICI Pru India Opportunities Fund - Direct (G) is 7 yrs 5 m old and manages ₹36,478.25 Crs, whereas ICICI Pru Housing Opportunities Fund - Dir (IDCW) is 4 yrs 2 m old with ₹2,644.52 Crs.
• ICICI Pru India Opportunities Fund - Direct (G) is therefore older and larger, which may indicate more experience and investor confidence.
• ICICI Pru India Opportunities Fund - Direct (G) has its top 3 sectors in Banks (19.06%), IT - Software (11.66%), and Insurance (9.00%), while ICICI Pru Housing Opportunities Fund - Dir (IDCW) focuses on Banks (18.72%), Realty (13.61%), and Power Generation & Distribution (11.28%).
• The funds share exposure to Banks, but differ in the rest, which means they will partially move together but may diverge depending on how the unique sectors perform.
• ICICI Pru India Opportunities Fund - Direct (G) holds HDFC Bank Ltd. (6.73%), Infosys Ltd. (6.00%), ICICI Bank Ltd. (5.33%), Axis Bank Ltd. (4.88%), and TREPS (4.81%), whereas ICICI Pru Housing Opportunities Fund - Dir (IDCW) holds NTPC Ltd. (7.96%), Larsen & Toubro Ltd. (7.56%), HDFC Bank Ltd. (6.59%), ICICI Bank Ltd. (5.97%), and Asian Paints Ltd. (5.84%).
• The funds share exposure to HDFC Bank Ltd. and ICICI Bank Ltd., which makes their performance partly correlated. However, the unique holdings like Infosys Ltd. in ICICI Pru India Opportunities Fund - Direct (G) and NTPC Ltd. in ICICI Pru Housing Opportunities Fund - Dir (IDCW) can create divergence depending on how these stocks perform.
• In terms of risk profile, ICICI Pru India Opportunities Fund - Direct (G) has 95.07% equity and 0.78% debt, while ICICI Pru Housing Opportunities Fund - Dir (IDCW) has 96.12% equity and 0.00% debt.
• Risk profile is similar for both funds.
• ICICI Pru India Opportunities Fund - Direct (G) outperformed ICICI Pru Housing Opportunities Fund - Dir (IDCW) in 3 Years (returns: 19.84% ) but underperformed in 3 Months, 6 Months, 1 Year, 5 Years (returns: 5.97%, -3.39%, 3.13%, 20.54%). This mixed performance indicates strength in certain market cycles while highlighting periods of relative weakness, suggesting selective timing or careful monitoring may be needed.