Compare Mutual Funds

Insights from Fund Comparison

• Both HSBC Multi Cap Fund - Direct (G) and Franklin India Multi Cap Fund - Regular (G) are Multi Cap Fund, Equity schemes. HSBC Multi Cap Fund - Direct (G) is 3 yrs 5 m old and manages ₹5,500.08 Crs, whereas Franklin India Multi Cap Fund - Regular (G) is 1 yrs 11 m old with ₹4,826.3 Crs.
• HSBC Multi Cap Fund - Direct (G) is therefore older and larger, which may indicate more experience and investor confidence.
• HSBC Multi Cap Fund - Direct (G) has its top 3 sectors in Banks (14.14%), Capital Goods - Electrical Equipment (9.35%), and Pharmaceuticals (8.47%), while Franklin India Multi Cap Fund - Regular (G) focuses on Banks (14.99%), IT - Software (8.50%), and Aerospace & Defence (7.22%).
• The funds share exposure to Banks, but differ in the rest, which means they will partially move together but may diverge depending on how the unique sectors perform.
• HSBC Multi Cap Fund - Direct (G) holds HDFC Bank Limited (3.16%), Reliance Industries Limited (2.87%), TD Power Systems Limited (2.54%), The Federal Bank Limited (2.41%), and GE Vernova T&D India Limited (2.29%), whereas Franklin India Multi Cap Fund - Regular (G) holds Call, Cash & Other Assets (7.65%), Hindustan Aeronautics Ltd (4.74%), Axis Bank Ltd (3.76%), CESC Ltd (2.82%), and PNB Housing Finance Ltd (2.77%).
• The funds have completely different top holdings, which means their performance could diverge significantly depending on which stocks or sectors lead the market.
• In terms of risk profile, HSBC Multi Cap Fund - Direct (G) has 99.57% equity and 0.00% debt, while Franklin India Multi Cap Fund - Regular (G) has 92.35% equity and 0.00% debt.
• HSBC Multi Cap Fund - Direct (G) is more aggressive with higher equity allocation, which could lead to higher returns but more volatility.
• HSBC Multi Cap Fund - Direct (G) outperformed Franklin India Multi Cap Fund - Regular (G) in 3 Months, 1 Year (returns: 2.86%, 5.82% ) but underperformed in 6 Months, 3 Years (returns: -0.05%, 21.53%). This mixed performance indicates strength in certain market cycles while highlighting periods of relative weakness, suggesting selective timing or careful monitoring may be needed.