Compare Mutual Funds

Insights from Fund Comparison

• Both HSBC Infrastructure Fund (IDCW) and Tata Business Cycle Fund - Direct (IDCW) are Sectoral / Thematic, Equity schemes. HSBC Infrastructure Fund (IDCW) is 18 yrs 9 m old and manages ₹2,412.93 Crs, whereas Tata Business Cycle Fund - Direct (IDCW) is 4 yrs 10 m old with ₹2,637.21 Crs.
• HSBC Infrastructure Fund (IDCW) is older, but Tata Business Cycle Fund - Direct (IDCW) is larger — suggesting that while HSBC Infrastructure Fund (IDCW) has more experience, Tata Business Cycle Fund - Direct (IDCW) may be attracting recent investor interest.
• HSBC Infrastructure Fund (IDCW) has its top 3 sectors in Aerospace & Defence (14.29%), Capital Goods - Electrical Equipment (11.82%), and Infrastructure Developers & Operators (10.81%), while Tata Business Cycle Fund - Direct (IDCW) focuses on Banks (12.91%), Finance (7.98%), and Healthcare (7.45%).
• The funds are completely different in sector allocation, which could result in very different performance patterns based on sector trends.
• HSBC Infrastructure Fund (IDCW) holds NTPC Limited (9.12%), Bharat Electronics Limited (7.24%), Larsen & Toubro Limited (6.86%), Bharti Airtel Limited (6.06%), and Reliance Industries Limited (5.97%), whereas Tata Business Cycle Fund - Direct (IDCW) holds RELIANCE INDUSTRIES LTD (5.29%), HDFC BANK LTD (4.25%), JINDAL STEEL LTD (3.87%), METROPOLIS HEALTHCARE LTD (3.77%), and AXIS BANK LTD (3.74%).
• The funds have completely different top holdings, which means their performance could diverge significantly depending on which stocks or sectors lead the market.
• In terms of risk profile, HSBC Infrastructure Fund (IDCW) has 97.92% equity and 0.00% debt, while Tata Business Cycle Fund - Direct (IDCW) has 96.48% equity and 0.00% debt.
• Risk profile is similar for both funds.
• HSBC Infrastructure Fund (IDCW) outperformed Tata Business Cycle Fund - Direct (IDCW) in 3 Months, 6 Months, 1 Year, 3 Years (returns: 8.06%, 9.13%, 8.96%, 22.11% ) but underperformed in 5 Years (returns: 21.43%). This mixed performance indicates strength in certain market cycles while highlighting periods of relative weakness, suggesting selective timing or careful monitoring may be needed.