Compare Mutual Funds

Insights from Fund Comparison

• Both HSBC Infrastructure Fund (G) and Tata Digital India Fund - Direct (IDCW) are Sectoral / Thematic, Equity schemes. HSBC Infrastructure Fund (G) is 18 yrs 10 m old and manages ₹2,412.93 Crs, whereas Tata Digital India Fund - Direct (IDCW) is 10 yrs 6 m old with ₹9,697.35 Crs.
• HSBC Infrastructure Fund (G) is older, but Tata Digital India Fund - Direct (IDCW) is larger — suggesting that while HSBC Infrastructure Fund (G) has more experience, Tata Digital India Fund - Direct (IDCW) may be attracting recent investor interest.
• HSBC Infrastructure Fund (G) has its top 3 sectors in Aerospace & Defence (14.58%), Capital Goods - Electrical Equipment (12.75%), and Power Generation & Distribution (10.56%), while Tata Digital India Fund - Direct (IDCW) focuses on IT - Software (67.21%), E-Commerce/App based Aggregator (8.50%), and Telecom-Service (6.08%).
• The funds are completely different in sector allocation, which could result in very different performance patterns based on sector trends.
• HSBC Infrastructure Fund (G) holds NTPC Limited (8.74%), Larsen & Toubro Limited (6.88%), Bharat Electronics Limited (6.81%), Bharti Airtel Limited (5.81%), and Reliance Industries Limited (4.80%), whereas Tata Digital India Fund - Direct (IDCW) holds INFOSYS LTD (17.38%), TATA CONSULTANCY SERVICES LTD (11.49%), TECH MAHINDRA LTD (9.39%), ETERNAL LTD (5.29%), and BHARTI AIRTEL LTD (4.86%).
• The funds have completely different top holdings, which means their performance could diverge significantly depending on which stocks or sectors lead the market.
• In terms of risk profile, HSBC Infrastructure Fund (G) has 96.75% equity and 0.00% debt, while Tata Digital India Fund - Direct (IDCW) has 92.88% equity and 0.00% debt.
• HSBC Infrastructure Fund (G) is more aggressive with higher equity allocation, which could lead to higher returns but more volatility.
• HSBC Infrastructure Fund (G) outperformed Tata Digital India Fund - Direct (IDCW) in 3 Months, 6 Months, 1 Year (returns: 6.44%, 7.99%, 6.30% ) but underperformed in 3 Years, 5 Years (returns: 20.36%, 20.12%). This mixed performance indicates strength in certain market cycles while highlighting periods of relative weakness, suggesting selective timing or careful monitoring may be needed.