Compare Mutual Funds

Insights from Fund Comparison

• Both Groww Banking & Financial Services Fund-Dir (IDCW) and SBI Energy Opportunities Fund - Regular (G) are Sectoral / Thematic, Equity schemes. Groww Banking & Financial Services Fund-Dir (IDCW) is 2 yrs 2 m old and manages ₹63.94 Crs, whereas SBI Energy Opportunities Fund - Regular (G) is 2 yrs 2 m old with ₹8,908.08 Crs.
• Both funds are fairly comparable in terms of age and size.
• Groww Banking & Financial Services Fund-Dir (IDCW) has its top 3 sectors in Banks (38.33%), Finance (38.02%), and Financial Services (6.51%), while SBI Energy Opportunities Fund - Regular (G) focuses on Gas Distribution (21.34%), Refineries (20.75%), and Power Generation & Distribution (17.25%).
• The funds are completely different in sector allocation, which could result in very different performance patterns based on sector trends.
• Groww Banking & Financial Services Fund-Dir (IDCW) holds ICICI Bank Limited (9.56%), State Bank of India (8.28%), Bajaj Finance Limited (6.45%), Axis Bank Limited (6.03%), and Net Receivable/Payable (5.65%), whereas SBI Energy Opportunities Fund - Regular (G) holds Reliance Industries Ltd. (8.29%), GAIL (India) Ltd. (6.78%), Bharat Petroleum Corporation Ltd. (6.32%), Indian Oil Corporation Ltd. (6.14%), and Gujarat State Petronet Ltd. (5.92%).
• The funds have completely different top holdings, which means their performance could diverge significantly depending on which stocks or sectors lead the market.
• In terms of risk profile, Groww Banking & Financial Services Fund-Dir (IDCW) has 94.35% equity and 0.00% debt, while SBI Energy Opportunities Fund - Regular (G) has 94.42% equity and 0.61% debt.
• Risk profile is similar for both funds.
• Groww Banking & Financial Services Fund-Dir (IDCW) outperformed SBI Energy Opportunities Fund - Regular (G) in 3 Months, 1 Year (returns: -8.98%, 7.95% ) but underperformed in 6 Months (returns: -3.96%). This mixed performance indicates strength in certain market cycles while highlighting periods of relative weakness, suggesting selective timing or careful monitoring may be needed.